How do predictions ("calls") work?

When the host enables predictions on a round, mutual friends can call who they think will top the leaderboard. Here's the full picture:

• Pot: every call adds your stake to a shared pot. The bigger the stake, the bigger your share of the winnings.

• Winners: when the round ends, whoever picked the player who actually won splits the pot — proportional to what each predictor put in.

• Ties on the leaderboard: if two or more players tie for first, the pot splits across everyone who backed any of the tied players (still pro-rata by stake).

• Nobody picked the winner: if no caller backed the player who actually won, the entire pot goes to the round's players, split equally between them. The gallery underestimated the field — the field gets paid.

• Everyone on the same horse: if every caller picks the same player, there's nothing to predict — the market is voided and all stakes refund.

• When calls lock: the host picks the lock point when enabling predictions — tee-off, after hole 3, or after the front 9. Once locked, no more calls.

• Money: Golf with Mates never holds funds. After the round, you'll see who owes who — settle directly between friends (Swish, cash, beer, whatever works).